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Monthly Money Review: February 2024
I know February is a short month but good god it went fast! The start of another month means (yes, we are one month closer to Christmas and also) it’s time for a monthly money review. Just a quick recap: I share these updates where I publish my financial numbers for the whole world wide web to see as one part of an accountability process to keep me working towards my money goals for 2024 (the other part of my accountability process being my monthly finance meetings with my brother… which I really should write a post about, they’re so good) Where January was something of a disgraceful month, February…
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Monthly Review: January 2024
Part of setting financial goals – or at least achieving them – is having accountability. A process by which you hold yourself accountable for doing what you say you are going to do. I have 2. Firstly my monthly money meeting with my brother. I put him on the path to FI when I bought him The Simple Path to Wealth by JL Collins (if you haven’t read it, it really is a life changer) for his birthday last year. Now that we’re on this financial journey together we meet on the first Wednesday of every month to go through our spreadsheets – and generally have a good gossip. It’s…
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I Cut My Expenses By $23,881 In 2023
I had no idea I had managed to cut my expenses by so much, or even that it was possible I could. Since separating from my husband I thought I had been living frugally – when you are paying a mortgage on a single salary frugality is forced upon you. No Ubereats, takeaways, wine in my groceries or designer labels for me. The really weird thing is, 2023 is the first year since 2013 that I flew home… and I had an overseas holiday (to Vanuatu) and I STILL managed to reduce my expenses by $23,881! (compared to a year when I did neither of those things) So…