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The Unforeseen Benefit of Frugality
I may have embarked on frugality out of necessity rather than choice, but there has been an unforeseen benefit to my new frugal life. One that I wanted to share because I think what often holds us back from taking those first steps to changing our financial position is how we assume it is going to look or feel. Frugality vs Deprivation I never thought of my budget as depriving myself, more spending purposefully… Or did I? Maybe that’s not true, maybe when I first created my budget and I looked at my tiny monthly clothes allowance, and my one bought work lunch a month budget, and what I had…
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Monthly Money Review: February 2024
I know February is a short month but good god it went fast! The start of another month means (yes, we are one month closer to Christmas and also) it’s time for a monthly money review. Just a quick recap: I share these updates where I publish my financial numbers for the whole world wide web to see as one part of an accountability process to keep me working towards my money goals for 2024 (the other part of my accountability process being my monthly finance meetings with my brother… which I really should write a post about, they’re so good) Where January was something of a disgraceful month, February…
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Controlling Your Money Monkey
I love walking my dog because beyond any other benefit it is simply a pleasure to spend time with him and be out in nature. But it has to be said that it is also always when I have my most powerful epiphanies. About myself, life and money. And this weekend I had the epiphany that we all have money monkeys we need to control! What is a money monkey? I can hear you asking your screen. Well, it’s a term I created (I think) for the cute little money quirks we have that derail our progress. Money monkeys are the things we do when we have been creating new…